[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.muxx.cz\/pujcky-nebyvaji-samozrejmost\/#Article","mainEntityOfPage":"https:\/\/www.muxx.cz\/pujcky-nebyvaji-samozrejmost\/","headline":"P\u016fj\u010dky neb\u00fdvaj\u00ed samoz\u0159ejmost","name":"P\u016fj\u010dky neb\u00fdvaj\u00ed samoz\u0159ejmost","description":"V \u017eivot\u011b se d\u00e1 ledacos o\u017eelet. N\u011bco n\u00e1m m\u016f\u017ee chyb\u011bt, ani\u017e by n\u00e1m to vadilo, a n\u011bkdy n\u00e1m sice trochu vad\u00ed, \u017ee n\u011bco postr\u00e1d\u00e1me, jen\u017ee … ","datePublished":"2024-09-22","dateModified":"2024-09-22","author":{"@type":"Person","@id":"https:\/\/www.muxx.cz\/author\/#Person","name":"","url":"https:\/\/www.muxx.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/1ea551d08e5aaea35ec0edab8371d7eaf798177f38aa8a77e65ff33bf2d8edc8?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/1ea551d08e5aaea35ec0edab8371d7eaf798177f38aa8a77e65ff33bf2d8edc8?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"muxx.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.muxx.cz\/wp-content\/uploads\/pppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppp_2.jpg","url":"https:\/\/www.muxx.cz\/wp-content\/uploads\/pppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppp_2.jpg","height":0,"width":0},"url":"https:\/\/www.muxx.cz\/pujcky-nebyvaji-samozrejmost\/","about":["Finance"],"wordCount":441,"articleBody":"   V \u017eivot\u011b se d\u00e1 ledacos o\u017eelet. N\u011bco n\u00e1m m\u016f\u017ee chyb\u011bt, ani\u017e by n\u00e1m to vadilo, a n\u011bkdy n\u00e1m sice trochu vad\u00ed, \u017ee n\u011bco postr\u00e1d\u00e1me, jen\u017ee to nen\u00ed \u017e\u00e1dn\u00e1 katastrofa a ur\u010dit\u011b se s t\u00edm n\u011bjak vyrovn\u00e1me. Ale ani v jednom z pr\u00e1v\u011b zm\u00edn\u011bn\u00fdch p\u0159\u00edpad\u016f nejde o pen\u00edze. Pen\u00edze toti\u017e pot\u0159ebujeme v\u017edycky a postr\u00e1dat je, ani\u017e by n\u00e1m to vadilo, nejde. Kdy\u017e n\u011bkomu z n\u00e1s pen\u00edze chyb\u00ed, poci\u0165ujeme to, a to velice nep\u0159\u00edjemn\u011b. Proto\u017ee co se st\u00e1v\u00e1, kdy\u017e nem\u00e1me pen\u00edze? Nem\u016f\u017eeme nakupovat ani vyu\u017e\u00edvat nic, co se n\u00e1m nab\u00edz\u00ed pouze ke koupi. Bez pen\u011bz n\u00e1m tedy m\u016f\u017ee sch\u00e1zet vlastn\u011b cokoliv. I to naprosto nepostradateln\u00e9.Chce to tedy vyhnout se nedostatku pen\u011bz. chce to si vyd\u011bl\u00e1vat v\u017edycky dost. Jenom\u017ee cht\u00edt pen\u00edze nesta\u010d\u00ed. Mus\u00edme si zajistit p\u0159\u00edjmy, kter\u00e9 pokryj\u00ed na\u0161e v\u00fddaje. A kdy\u017e n\u011bkdy takov\u00e9 p\u0159\u00edjmy nem\u00e1me, mus\u00edme si n\u011bjak\u00e9 pen\u00edze t\u0159eba i vyp\u016fj\u010dit. Sice se n\u00e1m to prodra\u017e\u00ed o \u00faroky, ale i tak je to lep\u0161\u00ed ne\u017e pen\u00edze nem\u00edt. A jakou p\u016fj\u010dku bychom si m\u011bli vz\u00edt? Pokud jsme v docela dobr\u00e9 ekonomick\u00e9 kondici, pokud n\u00e1s netr\u00e1p\u00ed ani p\u0159\u00edjmy, ani z\u00e1znamy v registrech dlu\u017en\u00edk\u016f, m\u016f\u017eeme si vyb\u00edrat. Kdejak\u00e1 finan\u010dn\u00ed instituce n\u00e1m ur\u010dit\u011b vyjde vst\u0159\u00edc a pen\u00edze n\u00e1m p\u016fj\u010d\u00ed. Ale co kdy\u017e nejsme tak dokonal\u00ed, aby o n\u00e1s m\u011bly dejme tomu banky z\u00e1jem? Pak nezb\u00fdv\u00e1 jin\u00e1 mo\u017enost, ne\u017e to zkusit i u nebankovn\u00ed spole\u010dnosti. Jej\u00ed americk\u00e1 hypot\u00e9ka bez registru se toti\u017e z\u00edsk\u00e1v\u00e1 d\u00edky odli\u0161n\u00e9 z\u00e1ruce jednodu\u0161eji a je zvladateln\u00e1 i pro ty, kdo jinde neusp\u011bj\u00ed. Za tu se ru\u010d\u00ed nemovitost\u00ed. Kdo m\u00e1 nemovitost, nebankovn\u00ed hypot\u00e9ku dostane a t\u00edm si usnadn\u00ed \u017eivot. Pochopiteln\u011b za cenu toho, \u017ee z pozd\u011bj\u0161\u00edch p\u0159\u00edjm\u016f vyp\u016fj\u010den\u00e9 pen\u00edze splat\u00ed. A pak u\u017e nemus\u00ed doty\u010dn\u00e9mu chyb\u011bt pen\u00edze, a\u0165 u\u017e je pot\u0159ebuje na svou existenci nebo na podporu sv\u00e9ho byznysu. A\u0165 u\u017e si \u010dlov\u011bk vezme spot\u0159ebitelskou nebo podnikatelskou p\u016fj\u010dku v podob\u011b nebankovn\u00ed hypot\u00e9ky, dob\u0159e ud\u011bl\u00e1. Proto\u017ee jist\u011bji a v\u00fdhodn\u011bji se snad nikde jinde pen\u00edze sehnat nedaj\u00ed.                                                                                                                                                                                                                                                                                                                                                                                          4.4\/5 - (7 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"P\u016fj\u010dky neb\u00fdvaj\u00ed samoz\u0159ejmost","item":"https:\/\/www.muxx.cz\/pujcky-nebyvaji-samozrejmost\/#breadcrumbitem"}]}]